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    <description>Business credit resource for training and information from Credit Management Association.</description>  
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      <link>http://encyclopediaofcredit.com/Avoid-Career-Limiting-Mistakes</link>  
      <title>Avoiding Career Limiting Mistakes</title>  
      <description>Page Edited by mcdennis13</description>  
      <pubDate>Mon, 20 Feb 2012 17:31:25 -0500</pubDate>  
      <guid>http://encyclopediaofcredit.com/Avoid-Career-Limiting-Mistakes?page-version=0&amp;date=20120220173125</guid> 
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    <item> 
      <link>http://encyclopediaofcredit.com/The-Cs-of-Credit</link>  
      <title>The Five Cs of Credit Analysis</title>  
      <description>Comment Added by Sunette rossouw [41....: 3 C of Credit can be added to total 8 C Credit History Is the way in which applicants have condu...</description>  
      <pubDate>Fri, 17 Feb 2012 23:36:15 -0500</pubDate>  
      <guid>http://encyclopediaofcredit.com/The-Cs-of-Credit?page-version=0&amp;date=20120217233615</guid> 
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      <link>http://encyclopediaofcredit.com/Collection-Effectiveness-Index-CEI</link>  
      <title>Collection Effectiveness Index (CEI)</title>  
      <description>Comment Added by mcdennis13: N refers to the number of days in the period.</description>  
      <pubDate>Wed, 01 Feb 2012 21:10:29 -0500</pubDate>  
      <guid>http://encyclopediaofcredit.com/Collection-Effectiveness-Index-CEI?page-version=0&amp;date=20120201211029</guid> 
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    <item> 
      <link>http://encyclopediaofcredit.com/Collection-Effectiveness-Index-CEI</link>  
      <title>Collection Effectiveness Index (CEI)</title>  
      <description>Comment Added by Lalas [120.60.161.73...: Hi Michael and Michael, I am not able to follow the definition of CEI. 1) It refers to accounts pa...</description>  
      <pubDate>Sat, 28 Jan 2012 03:15:24 -0500</pubDate>  
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      <link>http://encyclopediaofcredit.com/Bulk-Sales</link>  
      <title>Bulk Sales</title>  
      <description>Comment Added by mcdennis13: The UCC and most of the 50 States have repealed their state Bulk Sales Laws. Creditors still have th...</description>  
      <pubDate>Sat, 21 Jan 2012 16:15:07 -0500</pubDate>  
      <guid>http://encyclopediaofcredit.com/Bulk-Sales?page-version=0&amp;date=20120121161507</guid> 
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      <link>http://encyclopediaofcredit.com/Book-Value</link>  
      <title>Book Value of Assets</title>  
      <description>Comment Added by mcdennis13: The book value of a corporation is arrived at by adding together the stated value of assets as shown...</description>  
      <pubDate>Sat, 21 Jan 2012 16:01:15 -0500</pubDate>  
      <guid>http://encyclopediaofcredit.com/Book-Value?page-version=0&amp;date=20120121160115</guid> 
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      <link>http://encyclopediaofcredit.com/Out-of-Court-Settlements</link>  
      <title>Out of Court Settlements</title>  
      <description>Comment Added by mcdennis13: In an out of court settlement, an accord and settlement is often used to document to fact that the c...</description>  
      <pubDate>Sat, 21 Jan 2012 14:31:40 -0500</pubDate>  
      <guid>http://encyclopediaofcredit.com/Out-of-Court-Settlements?page-version=0&amp;date=20120121143140</guid> 
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      <link>http://encyclopediaofcredit.com/Days-Sales-Outstanding-DSO</link>  
      <title>Days Sales Outstanding (DSO) Formula and Explanation</title>  
      <description>Comment Added by Michael Dennis [134....: In my opinion, this formula tends to flatten out changes in DSO because it is not an actual calculat...</description>  
      <pubDate>Thu, 12 Jan 2012 07:38:38 -0500</pubDate>  
      <guid>http://encyclopediaofcredit.com/Days-Sales-Outstanding-DSO?page-version=0&amp;date=20120112073838</guid> 
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    <item> 
      <link>http://encyclopediaofcredit.com/Days-Sales-Outstanding-DSO</link>  
      <title>Days Sales Outstanding (DSO) Formula and Explanation</title>  
      <description>Comment Added by Jay Villafuerte [124...: Instead of using the Ending A/R, would it be possible to use Average A/R instead such that if I am l...</description>  
      <pubDate>Wed, 11 Jan 2012 00:38:17 -0500</pubDate>  
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    <item> 
      <link>http://encyclopediaofcredit.com/The-Proof-of-Claim-Form</link>  
      <title>The Proof of Claim Form</title>  
      <description>Page Edited by Michael Dennis: Content changed</description>  
      <pubDate>Tue, 27 Dec 2011 11:06:44 -0500</pubDate>  
      <guid>http://encyclopediaofcredit.com/The-Proof-of-Claim-Form?page-version=0&amp;date=20111227110644</guid> 
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    <item> 
      <link>http://encyclopediaofcredit.com/Shelf-Registration</link>  
      <title>Shelf Registration</title>  
      <description>Page Edited by Michael Dennis: Content changed</description>  
      <pubDate>Mon, 26 Dec 2011 14:43:43 -0500</pubDate>  
      <guid>http://encyclopediaofcredit.com/Shelf-Registration?page-version=0&amp;date=20111226144343</guid> 
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    <item> 
      <link>http://encyclopediaofcredit.com/Strategy-for-Setting-Credit-Limits</link>  
      <title>Strategy for Setting Credit Limits</title>  
      <description>Page Edited by Michael Dennis: Content changed</description>  
      <pubDate>Mon, 19 Dec 2011 21:44:30 -0500</pubDate>  
      <guid>http://encyclopediaofcredit.com/Strategy-for-Setting-Credit-Limits?page-version=0&amp;date=20111219214430</guid> 
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    <item> 
      <link>http://encyclopediaofcredit.com/Acceleration-Clause</link>  
      <title>Acceleration Clause</title>  
      <description>Page Edited by Michael Dennis: Content changed</description>  
      <pubDate>Sun, 11 Dec 2011 13:31:40 -0500</pubDate>  
      <guid>http://encyclopediaofcredit.com/Acceleration-Clause?page-version=0&amp;date=20111211133140</guid> 
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