An Introduction to Credit

Sources of Information

• Trade References
  • Direct and Indirect sources
  • Risk Evaluation 5 C's
• Risk Factors
• Legal Forms of Organization
• Credit Analysis
  • Financial Factors
  • Non-Financial Factors
  • Financial Statements - Balance Sheet - Income Statement
• Credit and Banking
  • Bank References
  • Banking Relationships and Services
  • Banks as a Source
  • Credit Insurance
  • Security Instruments
  • Financing Methods - see Financing Methods Section