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Stock Terminology
These are some of the terms and concepts that credit professionals should know:
- Price to earnings ratio = Average share prices at the end of the period Divided By Earnings per share;
- Dividend yield = Dividend per share x 100 Divided By Average share price at the end of the period;
- Dividend payout ratio = Dividends per share x 100 Divided By Earnings per share;
- Earnings Per Share = Profit or loss attributable to equity holders;
- Over-the-counter (OTC) Stocks = Stocks not traded on a national securities exchange;
- Bull market = A market in which prices are rising;
- Day trading = Purchasing and selling the same stock within one day's trading;
- Bond yield = A measure of the income generated by a bond = The amount of interest paid on a bond divided by the price;
- Dividend = A distribution of earnings to shareholders and paid typically in the form of money, stock or a combination of both;
- Dividend Yield = A calculation made by dividing the annual dividend amount per share by the current market price per share;
- Large Cap = Stocks with large capitalization. Large cap stocks typically have outstanding stocks with a value of > $5 billion USD;
- Mid Cap = A stock with a market capitalization [see below for definition of market capitalization] of $1 billion to $5 billion;
- Market Capitalization = A term used to describe the value of the issued and outstanding common shares of a company's stock calculated by multiplying the market price by the number of issued and outstanding shares;
- Materiality = A term used to describe information or an event that could have an important or large impact on a company's present or future stock price. Generally, material events must be disclosed [announced] by publicly traded companies.
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