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Ex-Im Bank
Ex-Im Bank (The Export-Import Bank of the United States) is an independent U.S. government agency that helps to finance and facilitate the export of U.S. goods and services. It was founded to stimulate foreign trade during the Depression. Since that time, it has contributed financing support for hundreds of billions of dollars in U.S. exports. The Ex-Im Bank has helped U.S. exporters to create extensive markets for American-made products internationally. Export sales help U.S. companies to maximize sales and profits, and exports are responsible for millions of jobs in the United States.
Ex-Im Bank's mission is to create jobs through exports. It provides guarantees of working capital loans for U.S. exporters, guarantees the repayment of loans or makes loans to foreign purchasers of U.S. goods and services. Ex-Im Bank also provides credit insurance that protects U.S. exporters against the risks of non-payment by foreign buyers for political or commercial reasons. Ex-Im Bank does not compete with commercial lenders, but assumes the risks commercial lenders cannot accept. It must always conclude that there is reasonable assurance of repayment on every transaction financed.
Edited by Michael Dennis.