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Collection Practices

This essay is published for informational purposes only.  It is not legal advice, nor is it intended as a substitute for the advice of your attorney.

The Fair Debt Collection Practices Act (FDCPA) is a federal law that prohibits unfair debt collection practices including  lying to, harassing, misleading and otherwise abusing debtors.  This law primarily governs the activities of debt collectors working for third party collection agencies.  The definition found in the FDCPA of a person protected by the Act includes only a "natural person" and not an artificial person such as a corporation or other entity created by statute.  

Submitted by Michael C. Dennis

Edited by Michael Zininberg

 

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